decisions = {
	become_loaner = {
		potential = {
			ai = no
			age = 16
			is_ruler = yes
		}
		allow = {
			NOT = { has_character_modifier = sin_loaner }
		}
		effect = {
			add_character_modifier = { modifier = sin_loaner duration = -1 }
		}
		ai_will_do = {
			factor = 0
		}
	}
	revoke_loaner = {
		potential = {
			ai = no
			age = 16
			is_ruler = yes
		}
		allow = {
			has_character_modifier = sin_loaner
		}
		effect = {
			remove_character_modifier = sin_loaner
		}
		ai_will_do = {
			factor = 0
		}
	}
	open_loan_books = {
		potential = {
			ai = no
			age = 16
			is_ruler = yes
			NOT = {
				has_character_flag = looking_at_books
			}
		}
		allow = {
			has_character_modifier = sin_loaner
		}
		effect = {
			character_event = { id = sin_loaner.4 }
			set_character_flag = looking_at_books
		}
		ai_will_do = {
			factor = 0
		}
	}
}
targetted_decisions = {
	request_loan = {
		filter = realm
		ai_target_filter = realm

		from_potential = {
			age = 14
			is_ruler = yes
			higher_real_tier_than = BARON
			NOT = { 
				has_character_flag = sin_requesting_loan
			}
		}
		potential = {
			NOT = { character = FROM }
			has_character_modifier = sin_loaner
		}
		allow = {
			ROOT = {
				wealth = 100
			}
			FROM = {
				NOT = { wealth = 0 }
				NOR = {
					has_opinion_modifier = { modifier = opinion_sin_loan_taken who = ROOT }
					has_opinion_modifier = { modifier = opinion_sin_loan_rejected who = ROOT }
				}
			}
		}
		effect = {
			character_event = { id = sin_loaner.0 }
			FROM = { set_character_flag = sin_requesting_loan }
		}
		ai_will_do = {
			factor = 1
		}
	}
}